Everything you need to know before you apply. Still unsure? Call us at 463.215.6009.
Checking what you qualify for uses a soft inquiry, which does not affect your credit score. A hard inquiry may occur only if you choose to move forward with a specific offer — and you'll always be told before that happens.
Requirements vary by program and lender. Approvals are driven largely by your credit profile, and for business products, by time in business and revenue. Final eligibility, amounts, and terms are determined by the lender's underwriting.
It depends on the program. A personal line of credit can fund in as little as 3 business days, while larger business loans typically take 15–30 business days. Timing also depends on your documentation and the lender's underwriting.
Typically a few months of recent business bank statements and basic business details. Some offers may request additional documentation during underwriting.
No. Applying and reviewing your options is free and carries no obligation. You're never committed to anything until you review and accept a specific offer.
Most business purposes — expansion, equipment, inventory, hiring, renovations, marketing, or bridging cash-flow gaps. Specific restrictions, if any, depend on the offer you accept.
Talk to a funding advisor, or start your application — it only takes about ten minutes.