What we fund

Funding built to fit your business

Business and personal funding options — matched to your goals through our network of lenders. Tap a tab below to see how each one works.

Business lending

Funded through your business

For established, registered businesses. Tap a tab to see the basics of each structure.

Business Term Loans

Fixed lump sum · installment payoff

Installment-based business funding with a fixed payoff structure — commonly used for debt consolidation, large purchases, or planned short-term capital needs. All quotes are provided for stacked funding.

Funding range$50K – $400K
Rates7% – 14%
TermsUp to 10 years
Funding speed15 – 30 business days
  • Fixed lump sum repaid on a set schedule
  • Non-stackable funding
  • Document-intensive process can extend timelines; larger amounts may require additional underwriting

Final amounts, rates, and terms are set by the lender based on your credit profile.

Business Credit Stacking

Revolving · multiple approvals combined

A strategy-driven approach that combines multiple business credit approvals to create larger aggregate access to capital.

Funding range$10K – $250K
Rates0% – 29%
StructureRevolving
Funding speed~15 business days
  • 0% introductory rate for the first 12–18 months
  • No income verification required — usually no job, W-2, or tax returns needed
  • Combines several approvals for larger total access to capital

Final amounts, rates, and terms are set by the lender based on your credit profile.

Business Line of Credit

Revolving · draw as needed

A revolving business credit line that gives you access to capital as needed, rather than as one lump-sum disbursement.

Funding range$50K – $250K
Rates9.75% – 22%
Draw period2 – 5 years
Funding speed15 – 30 business days
  • No down payment, and early payoff penalties are rare
  • Reusable, revolving access instead of a one-time lump sum
  • Stackable, though available through a smaller set of lenders

Final amounts, rates, and terms are set by the lender based on your credit profile.

Personal funding

Funded through your personal credit

Use strong personal credit to access business-purpose capital. Tap a tab to see the basics.

Personal Term Loans

Fixed lump sum · installment payoff

Installment-based personal funding with a fixed payoff structure — commonly used for debt consolidation, large purchases, or planned short-term capital needs. All quotes are provided for stacked funding.

Funding range$25K – $400K
RatesFrom 7%*
TermsUp to 7 years
Funding speed~10 business days
  • No down payments and no early payoff penalties
  • Lifetime access to these lenders with no future renewal fee, assuming on-time payments
  • Ideal for using strong personal credit to access business-purpose capital

*Starting rate shown is for excellent credit. Final amounts, rates, and terms are set by the lender based on your credit profile.

Personal Credit Stacking

Revolving · multiple approvals combined

A strategy-driven approach that combines multiple personal credit approvals to create larger aggregate access to capital.

Funding range$10K – $250K
Rates0% – 29%
StructureRevolving
Funding speed~15 business days
  • No income verification required — usually no job, W-2, or tax returns needed
  • Combines several approvals for larger total access to capital
  • Ideal for using strong personal credit to access business-purpose capital

Final amounts, rates, and terms are set by the lender based on your credit profile.

Personal Line of Credit

Revolving · draw as needed

A revolving personal credit line that gives you access to capital as you need it, rather than as one lump-sum disbursement.

Funding range$10K – $100K
Rates9.75% – 22%
Draw period2 – 5 years
Funding speed3 – 10 business days
  • No down payment, and early payoff penalties are rare
  • Reusable access to capital instead of a one-time lump sum
  • Stackable, though available through a smaller set of lenders

Final amounts, rates, and terms are set by the lender based on your credit profile.

Simple process

From application to funded in four steps

No paperwork mountains, no waiting weeks for an answer.

1

Apply online

A short, secure application — about ten minutes, with no impact to your credit to check.

2

Get matched

We run your profile through our funding partners to find the offers you qualify for.

3

Review offers

Compare your options with a dedicated advisor — no pressure, no hidden terms.

4

Get funded

Accept the offer that fits and receive your capital, often within a few business days.

See what you qualify for

It takes about ten minutes and won't affect your credit score to check.

Start your application Talk to an advisor